digiMall Wallet Setup Process
Access Wallet Settings
Go to Account → Wallet Settings from your dashboard
Verify Your Identity
Upload a valid government-issued ID for verification
Set Security PIN
Create a 4-digit PIN for wallet transactions
Fund Your Wallet
Add money to start making instant payments
Your wallet has spending limits until verification is complete. Verified wallets have higher transaction limits and access to all features.
Account Verification
Verification is required to comply with financial regulations and ensure the security of your account. This process typically takes 2-3 minutes and is approved within 24 hours.
Required Documents
Primary ID (Choose One)
- • National Identity Number (NIN) slip
- • International passport
- • Driver's license
- • Voter's card
Proof of Address (Optional)
- • Utility bill (within 3 months)
- • Bank statement
- • Rent receipt
Photo Requirements
- Clear, high-resolution photos
- All text and details clearly visible
- Document should fill most of the frame
- No glare or shadows on the document
- JPEG or PNG format, max 5MB
Verification Timeline
- • Increase daily transaction limit to ₦500,000
- • Access to premium wallet features
- • Priority customer support
- • Higher cashback rates on transactions
- • Eligibility for wallet credit facilities
First Time Funding
Fund Your Wallet
Add money to your wallet to start enjoying instant payments and exclusive wallet benefits. Minimum funding amount is ₦100, maximum depends on your verification status.
Minimum Funding
Unverified Limit
Verified Limit
Instant Funding Methods
Debit/Credit Cards
Instant funding with 1.5% processing fee
Mobile Money
Instant from MTN, Airtel, Glo mobile money
Free Funding Methods
Bank Transfer
Free transfer, funds available in 2-5 minutes
USSD Banking
Free USSD transfer from supported banks
How to Fund Your Wallet
Fund your wallet with ₦5,000 or more on your first funding and get a ₦200 bonus credit. This offer is valid for 30 days after wallet creation.
Security Configuration
Wallet Security Features
Your wallet security is our top priority. Set up multiple layers of protection to keep your funds safe.
Transaction Security
Two-Factor Auth
SMS & Email
Transaction PIN Setup
Your 4-digit PIN is required for all wallet transactions including payments, withdrawals, and transfers.
PIN Requirements:
- • Must be exactly 4 digits
- • Cannot be sequential (1234, 4321)
- • Cannot be repetitive (1111, 2222)
- • Should not match birth year or date
Two-Factor Authentication
Add an extra layer of security with 2FA. Choose between SMS or authenticator app methods.
Notification Preferences
Transaction Alerts
Security Alerts
- • Never share your wallet PIN with anyone
- • Always log out from public computers
- • Enable all security notifications
- • Regularly review your transaction history
- • Report suspicious activity immediately
- • Keep your app updated to the latest version