Payment Methods Guide

Payment Methods Overview

digiMall Payment Ecosystem

digiMall offers multiple secure payment options powered by Paystack, Nigeria's leading payment processor. All payments are protected by our advanced escrow system for maximum security.

100%

Secure Transactions

Instant

Payment Processing

Payment Options

Payment Security

All payments are held in escrow until you confirm receipt of your items. This ensures both buyer and seller protection for every transaction.

Debit & Credit Cards

Supported Card Types

Nigerian Cards

• Verve cards (all types)
• Visa cards issued by Nigerian banks
• Mastercard from Nigerian banks
• Union Pay cards

International Cards

• International Visa cards
• International Mastercard
• American Express (selected)
• Dollar and Euro cards

How to Pay with Cards

Select Card Payment: Choose "Debit/Credit Card" at checkout

Enter Details: Input card number, expiry date, and CVV

Verify: Complete OTP or 3D Secure verification

Confirm: Payment is processed and order is created

Card Security Tips

• Never share your PIN or CVV with anyone
• Always verify the website URL before entering card details
• Enable SMS alerts from your bank for all transactions
• Log out after completing payments

Bank Transfer

Direct Bank Transfer Options

Online Banking

Use your bank's mobile app or internet banking platform to transfer directly to digiMall's account.

Processing Time: Instant to 2 minutes

Branch Transfer

Visit any bank branch to make a transfer using the provided account details.

Processing Time: 10-30 minutes

Transfer Process

Get Account Details: Unique account details are generated for your order

Make Transfer: Use the provided account number and bank details

Confirmation: Payment is automatically verified within minutes

Order Processing: Your order begins processing immediately

Important Note

Account details are unique for each order and expire after 24 hours for security reasons. Don't reuse old account details for new purchases.

Mobile Money

Pay conveniently using your mobile money account from supported Nigerian mobile network operators.

Supported Networks

MTN MoMo

Airtel Money

Glo Mobile Money

How to Pay

Select Mobile Money at checkout

Choose your network provider

Enter your mobile money PIN

Confirm payment on your phone

Advantages

• No need for bank account or debit card
• Works even with basic phones
• Instant payment confirmation
• Lower transaction fees

USSD Payments

Pay without internet using USSD codes from your mobile phone. Works on any phone, anywhere in Nigeria.

Supported Banks

GTBank

*737*

Access Bank

*901*

First Bank

*894*

UBA

*919*

Zenith Bank

*966*

Fidelity Bank

*770*

USSD Payment Process

Select USSD: Choose USSD payment option at checkout

Choose Bank: Select your bank from the list

Dial Code: You'll receive a USSD code to dial

Authorize: Enter your bank PIN to complete payment

Perfect For

• Areas with poor internet connectivity
• Basic phones without internet access
• Quick payments without entering card details
• Users who prefer not to save payment methods

digiMall Wallet

Your Digital Wallet

digiMall Wallet is your secure digital wallet for faster payments, refunds, and money management. Fund your wallet once and pay for multiple orders instantly.